Most consumers will shop for the absolute lowest price when it comes to buying a car or even a television set!
And yet many people who are buying a property or refinancing the current mortgage on a residential or commercial property don’t realize that they can choose the title insurance provider for the transaction.
They also may not realize that in many cases savings are possible!
In the majority of cases when a transaction is a purchase the attorney representing the buyer will choose the title insurance provider while in the case of a refinance the bank providing the funds will typically lead that conversation as well.
And in both cases clients will usually be more than happy to go with that choice because to be honest, in the scheme of such a large transaction, who really thinks about the title insurance? The underwriter perhaps but not the provider of the actual policy.
It is just one more check that the borrower is asked to write at the closing table.
The reality, however, is that while the title insurance premium will not vary from firm to firm, the other fees involved in the transaction may with the difference potentially adding up to the hundreds of dollars.
And at the end of the day whose pockets are those hundreds better off being in, the borrowers or the title company’s?
At Hallmark Abstract Service we take pride in the fact that we have a fee structure that is among the lowest in the business because to us, the compensation that we receive from writing the policy is more than sufficient.
For someone currently involved in a transaction who would like to know if savings are possible, all they need to do is give us the basic details of the transaction and we will send them a title bill of our charges.
Then, if savings are possible and the amount substantial enough, they need only tell the bank or the attorney that they would like another firm to be their title insurance provider.
If you have any questions please contact Hallmark Abstract Service at firstname.lastname@example.org or visit our website at http://www.hallmarkabstractllc.com.
At Hallmark Abstract Service our pledge to clients is to make each and every interaction and transaction with our firm as seamless, painless and productive as it can be.
We accomplish this through the level of service we provide, the attention directed to every detail of a transaction, our quick turnaround times and finally through our extremely conservative pricing on non-policy related fees. These are just some of the things that our clients have come to expect from us!
And that’s why we continue to earn their business, time and time again!
Call or email us today to set-up an appointment and we will come to your office, learn about the nuances of your practice and explain to you the way that we approach ours!
Hallmark Abstract Service LLC
Michael Haltman, President
131 Jericho Turnpike, Suite 205
Jericho, New York 11753
Website: Hallmark Abstract Service
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At Hallmark Abstract Service, we work harder to make your closings easier!
Hallmark Abstract Service is an agent for Chicago Title Insurance Company